It’s always good to be prepared, especially when it comes to shopping for your dream platinum engagement ring. Before shopping, get ready to meet your jeweler with a specific set of questions that will help you narrow down your search. If you want to get a head start, research settings, shapes, and styles in addition to the diamond or colored gem you plan on featuring in your platinum ring. Read on for useful questions to ask before visiting a jewelry store.

1. Does This Style Come in Platinum?

Ask your jeweler if the style you have your eye on comes in platinum, and don’t be afraid to find your ring elsewhere if they don’t have it available in the metal you want. You’re going to wear your engagement ring constantly, therefore choosing a durable metal that holds your gem securely is of utmost importance. Platinum is known for its ability to withstand daily wear without metal loss. Plus, platinum is pure, making it hypoallergenic and wearable for the most sensitive skin, and has a naturally white color, enhancing the appearance of diamonds and gems.

2. Can My Platinum Ring Be Resized?

It’s best to know what size you need before purchasing your engagement ring; if you are unsure, the jeweler can help you find out in-store using a ring sizer. A general rule of thumb is to go slightly larger than smaller. Your platinum engagement ring can be resized in the future, if needed. Either way, your jeweler will be able to help you find the right fit.

3. What Kind of Insurance Do You Offer?

You’ll want to be sure your investment is covered in case you lose or damage your engagement ring. Ask your jeweler what kind of insurance options they offer before making your decision. You can also check in with your homeowner’s or renter’s insurance to see if it covers your ring. Be sure to do your insurance research–being adequately informed is extremely important when deciding on ways to protect your precious platinum.

4. What Are My Payment Options?

It is important to stay realistic and budget wisely when deciding on your ring purchase. You may want to take advantage of credit plans that help finance your ring. Credible banks and online financing companies offer great options that help you pay for your ring over time. Ask your jeweler about credit plans and special financing that may be able to help you pay for your ring without breaking the bank.

5. What Does Maintenance Look Like for This Ring?

Ask your jeweler about their recommendation for maintenance and what you can do to preserve your ring’s glow at home. If you like, your jeweler can even polish your ring back to a high shine and check your setting to make sure everything is where it should be.

There you have it! After having these questions answered by your jeweler, you’ll be five steps closer to ‘the one’ perfect engagement ring.